Now it gets sticky

[cjsmith]

State Farm offered me $1725 for the vehicle...

(this seems low to me, but wait, here comes the fun bit)

... if I can come up with a title. I've never had a title to this car. When I bought it I had a loan. By the time my loan was paid off, my bank had been purchased something like four times, I had moved at least twice, and I guess whatever's supposed to happen just didn't happen.

The DMV will accept a notarized letter on the lienholder's letterhead, which letterhead of course no longer exists. I MAY be able to get whichever bank purchased everybody else to write such a letter with a note saying they're the ones who ate my old bank. Maybe. If I can find the old loan information anyway. The newest of it should be thirteen years old.

(Pssst. This is why I don't like throwing away any financial papers.)

This is going to be an adventure.

Comments

[oddhack.livejournal.com]

Oh, and speaking of "paperless" - make sure *everything* you discuss with the opposing insurer is documented. What they tell you on the phone is meaningless. Get it in writing. In my case, I ended up with an 800 line log documenting every interaction with Allstate, as well as a thick sheaf of letters - and you can bet I made use of it, because they cycled me through two offices and 5 adjusters before the claim was finally settled.