Now it gets sticky

[cjsmith]

State Farm offered me $1725 for the vehicle...

(this seems low to me, but wait, here comes the fun bit)

... if I can come up with a title. I've never had a title to this car. When I bought it I had a loan. By the time my loan was paid off, my bank had been purchased something like four times, I had moved at least twice, and I guess whatever's supposed to happen just didn't happen.

The DMV will accept a notarized letter on the lienholder's letterhead, which letterhead of course no longer exists. I MAY be able to get whichever bank purchased everybody else to write such a letter with a note saying they're the ones who ate my old bank. Maybe. If I can find the old loan information anyway. The newest of it should be thirteen years old.

(Pssst. This is why I don't like throwing away any financial papers.)

This is going to be an adventure.

Comments

[cjsmith.livejournal.com]

I don't think my people ever sent me the title, and that's probably their goofup, but that's the way this world works: if someone else goofs up I get screwed. :)

[jupiter29.livejournal.com]

Yeah, if that hadn't sent it to me, I never would have thought to ask for it. I hope you're able to get things to work out. Sometimes a little effort pays off. I doubt the insurance people are inherently bad, but I'm sure they're used to doing things in the easiest way possible. So it may take a little (gentle) elbowing to get them to see things from another perspective. :)

[cjsmith.livejournal.com]

Right, I figure they just want clear title to the thing, and I can't blame them a bit for that. So I just have to tidy up my end.

[wildseakitten.livejournal.com]

its possible the bank may still have it sititng in the file archives. it possibly got returned to them after they tried to mail it to youw hen it was paid off. (had this happen to a friend) even this bank was gobbled 4 times. I'd contact whatever the current bank is, and explain the situation. :)