Now it gets sticky

[cjsmith]

State Farm offered me $1725 for the vehicle...

(this seems low to me, but wait, here comes the fun bit)

... if I can come up with a title. I've never had a title to this car. When I bought it I had a loan. By the time my loan was paid off, my bank had been purchased something like four times, I had moved at least twice, and I guess whatever's supposed to happen just didn't happen.

The DMV will accept a notarized letter on the lienholder's letterhead, which letterhead of course no longer exists. I MAY be able to get whichever bank purchased everybody else to write such a letter with a note saying they're the ones who ate my old bank. Maybe. If I can find the old loan information anyway. The newest of it should be thirteen years old.

(Pssst. This is why I don't like throwing away any financial papers.)

This is going to be an adventure.

Comments

[cjsmith.livejournal.com]

Oh, I'm not going to drive it after I find another. ...um, would you talking to State Farm be helpful? That would be awesome, truly, but what can we say? I totally respect that they can't buy a car from someone who "doesn't own it", and that seems like the sticking point... right?

[ladycelia.livejournal.com]

I called my contact at State Farm--she thinks that getting the old registration info from the DMV will help. You'll likely have to file a 'lost title' with a verification--it will cost a few bucks to handle--probably around $100.00 or so. You can have the car verified by a cop or a licensed verifier. After that, you'd have to get a duplicate title issued--it will not happen overnight. My DMV gal will be in tomorrow--I can ask her about it then.

[ladycelia.livejournal.com]

I just called my DMV gal--she may be able to assist with getting an out of state title issued in your name--then you'd have something that you could turn over to State Farm. She's actually out of town, but she said she'd call me with the info when she returns.
Hope this helps.

[cjsmith.livejournal.com]

You are AWESOME. *mwah*. This souds like it might be a good first step. I'd start with a MA title, I presume.

By the way, I will go silent pretty soon (Thurs afternoon) -- my office is moving across the hall and network will be down for a chunk of time.