My third auto insurance claim

[cjsmith]

In just about twenty years I've had three auto insurance claims. The third one is this morning.

Nobody's hurt, not even the pedestrian who marched out across the on-ramp, but my rear bumper is all folded in, and the guy behind me is going to need a new bumper and hood.

It's not a new car any more.

Comments

[deyo.livejournal.com]

Fault's a funny thing, and I hope the state (or the insurer, who in my opinion has way too much say in the matter) decides that you don't have any.

I'm glad you were thinking quickly enough to avoid hitting the pedestrian, too. Aside from not wanting to see anyone get hurt, It's also good that you won't have that particular image branded on your amygdala.

[cjsmith.livejournal.com]

The adjuster said I wasn't at fault. We'll see if that holds, but since it was a rear-ender, it's going to be as close to cut-and-dried as it gets.

I was several cars back from the ped. I'm glad nobody has that image branded in their brains for the rest of their lives, but I also wish there were some way to teach pedestrians to wake up short of killing them.