I want a hug

[cjsmith]

If I had three or four more days, I could really get enough stuff done at work that I'd feel good about going on vacation. What I have before my scheduled departure is twenty-one hours. During this time I will also want to sleep, eat, pick up a prescription refill, format and print out my square dance choreography, and pack. So my work status is not going to be what I'd like. The perfectionist in me hates that.

I hope Long's gets my prescription right this time. Last time, I was offered in all seriousness someone else's completely different medication. Have I mentioned I hate the name Smith? I found the one pharmacy employee who appeared to have a brain, and she recommended that I ask for a completely new prescription number when I came back for a refill. This I have done. We shall see whether the new number works any better than the old number. I no longer have time to do two rounds of request/pickup before I leave; if they get it wrong I'll just go without.

Must call the car repair place to authorize them to charge my credit card when Kim picks up my car in early October. Phoned a few minutes ago, but the cashier wasn't answering the phone. Remember to try again.

Attempted house refinance is in a mess. Existing lender is claiming a five-year prepayment penalty. We cannot find official documentation to refute this, although our memories and the unofficial documentation both think it was three years (which would by now have expired). If this doesn't get straightened out before we leave, we'll lose our lock on the excellent rate we were quoted. We have about two and a half hours left on that one.

I hope Kim waters my bamboo. Last time I let a little bamboo pot go dry for two weeks, the smallest one died and the rot on its root fragments eventually infected and killed the rest.

I hope my kitties are okay while I am gone. I guess it's been a while since one of them got locked in a room with no food and no litterbox for two and a half days.

I hope I can sleep on the plane. I don't plan to sleep much tonight, so I'll be really fried if I can't sleep during the flight. Also, I have no good plan for entertaining myself on the plane if I remain awake, so if that happens it'll be a very long boring day.

Oops, forgot to go to the bank this morning.

I hope an almost-all-nighter is the right amount of time to get the dance stuff printed and to pack. And maybe a few touch-ups at work.

Speaking of which, I should get back to doing something productive; I've had enough catharsis for now.

Comments

[bklyngirl.livejournal.com]

{{{CJ}}}} Sorry you're having such a tough week!

As far as this goes:
Existing lender is claiming a five-year prepayment penalty. We cannot find official documentation to refute this, although our memories and the unofficial documentation both think it was three years (which would by now have expired).

Can the existing lender produce official documentation showing the prepay penalty to be five years? I'm a little hazy on residential mortgages (we only do commercial mortgages in my office) but I believe the lender was supposed to provide you with a letter which discloses to you the terms of your mortgage when you sign your Commitment? If you have that letter and it says three years - unless they can produce something signed by you that modifies it to five years - that should be sufficient to prove your point.

And if they can't produce something official at their end either, I would have my attorney send them a letter disputing the prepay penalty.

[cjsmith.livejournal.com]

We haven't asked for their copies of the papers we signed. But yeah, the terms of the loan ("the note") was exactly the paperwork we were looking for yesterday. Tore up the house, found a gazillion things related to the house purchase (almost all of which were filed exactly where they belonged), but didn't find that. If we drop this attempt at refinancing for this reason, I'm sure we're at least going to get ourselves a copy of the terms!