I don't understand the phrase "Torquemada product" or this usage of "usurious".

I agree with your statements 1 through 3, although I read 4 as more open ended -- does an individual who visits the child have the ability to burst through the magic, perhaps by saying one nice word to the child in order to destroy the whole setup?

I'm not sure that I parse the rest of your message. (I regard this as an issue on my end; I sometimes don't parse well.) Are you okay with trying again?